You may have health insurance but given today’s higher deductibles and out-of-pocket costs, what if you are diagnosed with a serious illness like cancer, heart-attack, stroke or dementia/Alzheimer’s? Surviving a critical illness, such as cancer, heart attack or stroke today is more likely than ever but can come with financial costs and uncertainty. All of these health events can require weeks, months or years of diagnosis, treatment and/or recovery. Every year the malady exists means a new health insurance deductible and out-of-pocket costs you will have to pay for. Can you afford them? A Critical Illness policy can help alleviate those worries by paying a lump-sum benefit when you are first diagnosed with a covered illness or medical condition. The critical illness benefit can be used to cover your mortgage, monthly bills and living expenses, out-of-pocket medical costs or in whatever way best fits your needs. Surprisingly, the premiums for this type of coverage are very reasonable but, the longer you wait, go up as you grow older so contact us today for a quote!