The answer to the question above depends on whether you have a ton of money or liquid assets available at a moments notice. If you don’t, what would you have to sell first if you had an extended illness or injury that made it impossible for you to work? Disability income insurance can provide you with much of your lost income. The benefits are paid monthly to help with your mortgage, car payments or living expenses, or to keep your business running without you. We offer a variety of plans that can help keep your life moving while you get back on your feet. If you and your family depend on earned income, you should consider owning disability income insurance.

• How much of your income will you need to protect?
• How long could you wait for disability benefits to start?
• How long will you need disability benefits to continue?
• If you own a business, do you need to cover continuing overhead expenses for your business during your disability?