A Long-Term-Care Benefit Plan is a unique, tax advantaged financial option that allows a person to pay for a stay in a long-term-care facility of your choice. Those that don’t have this type of coverage may end up in a Medicaid facility which might not be what you would want. Having long-term-care coverage allows the policy owner to immediately direct payments to cover their senior housing and long-term-care costs. Long-Term-Care benefits are an accepted form of payment by all Home Care, Assisted Living, Memory Care, Nursing Home, and Hospice companies in the United States.
But should you consider a “true” long-term-care plan or a life insurance policy with a LTC rider on it? Depending which one you choose, there may be no wait periods, no care limitations, no costs to apply, no requirement to be terminally ill, and no loans or premium payments due after admittance to the LTC facility. Let us share with you all the information necessary to make an informed decision. The worst thing is to pay for this type of coverage and find out that it doesn’t do what you expected it to when you are in your time of need. Contact us for a quote today!
Call 586-623-5629 or fill out the quote form.
Victor is always such a pleasure to work with. He helped navigate the exchange for me when there was a pause in my insurance when I changed jobs. I didn't have to do any work and the coverage was amazing! I refer Victor to my clients now too!! Do yourself a favor and call him, do it!
Erica S.Read All
Victor is the expert on healthcare reform and your insurance needs.
Lisa D.Read All
Victor is the best in the business when it comes to your health insurance needs. In a world of confusion, Victor takes the time to explain concepts and products so they are easily understandable. He always works to find you the best plans to fit your needs. I trust him so much, that I decided to join the company and work with Victor. I now am a newly licensed agent and because I know what my needs are, I’ll be able to provide you with the same level of care, service and dedication that he does. I highly recommend you call Insurance Warehouse if you are in need of health, life, Medicare, P&C or commercial insurance.
Shannon S.Read All
Any referrals I send him are dealt with in a timely manner. Victor is a wealth of knowledge in the areas of Medicare, ObamaCare, and Medical Insurance as a whole. Working with Victor is always a pleasure. Being able to send clients to Victor is helpful to me in my profession. Thanks for all you do!
Jenny E.Read All
Thanks again for assisting me with creating the best health insurance policy for my situation. Given my prescription needs and the high cost of these injections, your help has saved me thousands of dollars. Your expertise is highly appreciated.
Roger F.Read All